Category: <span>Cheap Auto Insurance</span>

Four Reasons Partnering with a Food Broker is Good for Business

Whether you’re just beginning to look into introducing a new food or beverage product to the grocery market or have been pitching your own wares to retailers for years, partnering with a food broker could have a dramatic, positive impact on your success.

“What exactly is a food broker?” you ask. Simply put, food brokers are independent sales and marketing agencies that work for food and beverage producers, helping them get their products into retail stores, independent wholesalers, chain grocers, and more.

Unlike distributors, who buy products, mark them up, and then resell them, food brokers usually receive a percentage of product sales as a commission. As such, their earnings depend on their efforts to get your products onto market shelves as well as to attract the attention of shoppers through effective in-store merchandising.

Food Broker

It’s a classic win-win arrangement with many mutual benefits. Consider these four that we think are the biggest reasons partnering with a food broker will be good for any food or beverage manufacturer’s business.

  1. Food Brokers Save Manufacturers Money

Sure, you could hire full-time sales and merchandising staff to help you take a new product to market or expand into new territories. However, doing so requires you to invest cash flow into salaries and benefits for those employees. If you choose to work with a food broker instead, you have all the benefits of keeping sales professionals and merchandisers on staff without the cost.

  1. Food Brokers Save Manufacturers Time

The food and beverage market is enormous—and crowded. Experts expect it to reach a value of nearly $9.4 trillion by 2022. With an ever-increasing number of products available to retailers, manufacturers can spend months or even years trying to secure valuable space on grocery store shelves.

Fortunately, when you work with a food broker, you eliminate the need to develop those relationships on your own. At FreshSource, for example, we’ve already cultivated relationships with major retailers throughout Northern California and the Pacific Northwest. We’d be thrilled to offer you a free product consultation to assess your prospects.

  1. Food Brokers are Market Experts

Over years of working in various markets with numerous vendors, food brokers develop expertise in recognizing which products are likely to sell best in any given location. Instead of seeking out shelf space in dozens of retailers and hoping for the best, manufacturers who partner with food brokers can target their products to specific accounts that are likely to generate the best sales.

Additionally, when you’re ready to expand the sale of your product into new territories or even into the international market, a food broker can supply you with the data and resources you need to avoid issues with compliance and navigate other complexities.

  1. Food Brokers are Planning Experts

Getting your products onto market shelves does not guarantee success, as many now-defunct small food and beverage manufacturers can attest. If you want your business to thrive long-term, you need to envision the future and ensure your sales are growing steadily enough to get you there.

Food brokers are experts at crunching the numbers necessary for these types of calculations. How much are you earning from each of your retail accounts? Your food broker can tell you. How many more accounts do you need to secure to meet your goals? Again, your food broker will know the answer to this and many other vital questions. All you have to do is ask.

Buying Home Owner’s Insurance In Several Easy Steps

We live in a world of unexpected changes. Natural disasters and accidents could happen at any moment, and thieves could be just a few blocks away in your neighborhood. Know how to protect yourself before its too late. The following article will highlight several helpful hints when it comes to home owner’s insurance.

To save money on your homeowner’s insurance consider the costs of construction projects before you begin building. Structures with wooden frames cost more to insure because they have more risk of burning, while structures with steel frames cost less because they are sturdier and hold up under adverse weather or other conditions.

If you suffer damage to your home that requires a claim to your homeowner’s insurance policy, don’t hesitate to take emergency steps to protect your home. Cover any broken windows, dry out wet carpeting, and secure any valuables that survived. If further damage results from your failure to protect your home, it may be considered negligence and not be covered.

When you are going to purchase homeowners insurance there are certain things that you should look for in a policy. A good thing to have is guaranteed replacement value insurance. This means that no matter the cost your home will be rebuilt if a disaster were to happen. Most people think this is automatic, however, since home values increased it probably would cost more now than what you had originally paid for the home. This way you are covered.

If you have high-value items, they may not be covered completely by typical homeowner’s insurance. For example, expensive jewelry may need to be appraised, and then the insurer will issue a rider to cover the item in case it’s stolen or damaged. Make sure to mention high-value items to your agent, to make the process of filing a claim easier, should you need to do so.

When you buy real estate you need to be sure to purchase title insurance. It is a form of insurance which insures against financial losses due to defects in the title. The insurance company will defend the title in a possible lawsuit or reimburse the owner for his monetary loss. The insurance policy costs a few hundred dollars but in case of a lawsuit it can provide you with the protection you need.

Don not, under any circumstances, allow your hazard insurance on your home to lapse. Most mortgage companies have a clause in the agreement you signed that in the event you don’t pay it, they will find a new policy for it, sparing no expense, and charge you for the premium. It will usually be at least double what you were paying before. You are better off doing whatever you need to in order to keep your policy current.

As stated in the beginning of the article, home owner’s insurance is incredibly important. It is not an investment one should think lightly about, and it is important to get a variety of advice before making a commitment. Use this article to help you make an informed decision about home owner’s insurance.…